You’re covered with up to $750,000 in liability insurance from Liberty Mutual, and your car is contractually protected against theft and physical damage.*. An incident information card offers guests proof of vehicle insurance. The card lists: In addition to an incident information card, you must keep your personal insurance card and registration in your vehicle. Unlike the U.S., where you can find other private car rental platforms like Getaround and HyreCar, Turo is the only peer-to-peer online car rental company currently operating in Canada. This is basically because the credit card companies don’t view Turo as a car rental company. Download incident info card Nondiscrimination policy & community guidelines Even if you pay with a credit card that includes car rental insurance coverage. However, since Turo is a fairly new model, where the cars are not part of a commercial fleet, most credit card companies do not consider them covered under the rental insurance benefit. A Turo incident information card doesn’t satisfy state or provincial "Financial Responsibility" requirements. This is so it is readily available to renters. I then ran the same search through Turo and confirmed that prices were anywhere from 25% – 50% cheaper even after taxes.Of course the other advantage is that you can bypass the pickup counter at some airports. Your current scenario: Using personal insurance to cover your Turo fleet. turo insurance card is a tool to reduce your risks. It seemed like a no-brainer for me, the incremental costs of the adding these vehicles were almost insignificant! As a host, you’re covered by our CA$2 million insurance policy and we’ll be here to guide you every step of the way. The Turo Seed Initiative empowers historically disenfranchised entrepreneurs with access to wealth-building opportunities, so anyone, regardless of color, gender, or creed, can start building a small business and pave their own path towards financial wellness. 14. And if the accident / insurance event occurs, the insurance company will bear all or all of the costs in full or in part. Incident information card Personal insurance requirements for hosts Requesting supplemental payment for additional damage repairs ... What insurance requirements must I meet to list my car in the UK? $1,000,000 Liability Insurance Coverage Physical Damage Coverage of up to $125,000 . Turo insurance plans are different in Canada and other countries. You may not use any of these cards for vehicles that are registered in or whose home location is New York state. “We have three different Turo-provided protection plans for hosts: standard, basic and premium,” said Christin Di Scipio, a Turo spokesperson. If my credit card offers coverage for a car rental booked using the card, will it provide coverage for renting with Turo? insurance? We require hosts to keep an incident information card in their vehicle at all times. Don't assume your insurance or credit card company will cover your Turo trip. In addition to an incident information card, you must keep your personal insurance card and registration in your vehicle. CAR SHARING THAT’S STRONGER & SAFER THAN EVER . Maintain physical distance during check-in and checkout with a variety of remote access options. Additionally, hosts in California, Georgia, Maine, Oregon, and Washington are required by law to keep this card in their vehicle at all times. Cancel for free up to 24 hours before your trip starts. Make your money go further with no overdraft fees, no minimum balance fees and no penalty fees. It also tells them the steps to take if they’re in an accident. I laminated mine and keep it in my glove compartment when I rent out my car. All Liberty Mutual liability insurance in the US is offered through Turo Insurance Agency. You can’t use them to register your car. Check with your insurer before declining a protection plan on Turo. For U.S. rentals, Turo states that Premier protection costs 100% of the trip price (minimum of $14 per day), Standard protection costs 40% of the trip price (minimum of $12 per day) and minimum protection costs between 15% and 25% of the trip price (minimum of $10 per day). People who own cars exclusively for renting on Turo, especially if they have multiple vehicles, might find that this is the right option for them. The card lists: liability insurance information, including insurance company name and policy number, instructions to follow in case of an accident, Offering proof of financial responsibility. Even after paying for the Basic level insurance with Turo ($3,000 deductible), I was able to have a car to drive for the few weeks I needed it for about $700. insurance? Turo does provide the option for you to opt out of its insurance program entirely and instead buy your own commercial car insurance policy. There’s the turo host insurance, turo driver insurance, and possible drivers personal insurance - of which they say they go after before theirs. our personal insurance isn’t operative during a trip. Rest easy knowing that everyone in the Turo community is screened, and 24/7 customer support and roadside assistance are just a click away. You put in your requirements and Toro will show you what’s available.I did a quick search online for cars in Scottsdale and Orlando through various car rental agencies. A Turo incident information card doesn’t satisfy state or provincial "Financial Responsibility" requirements. You’re protected by £20 million in liability insurance and each traveler is prescreened. However, you must keep your personal insurance card and registration in your vehicle to serve as proof of financial responsibility if a guest is pulled over in a traffic stop. Coverage is provided by an insurance provider dependent on the country of booking and/or the guest’s own insurance. 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